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Mobile Mechanics Insurance
Mobile mechanics require a specialized policy to cover for all associated risks. If you are embarking on a career as a mobile mechanic then you may not be aware of the types of cover that are available and whether or not you need them. The information on this page should help you decide on what type of policy you want and how you can find it at the best price possible.
Types of Cover Available
- Public Liability – When you’re working on other people’s vehicles, then public liability insurance is a very good idea. It might be the case that you work on a customer’s vehicle and then a few weeks later, the vehicle breaks down because of an unrelated matter. Situations like these can lead to unfair liability claims but it’s always good to know that you’re covered.
- Third Party – This will allow you to work on customer’s vehicles and will cover you in the event of a collision where a third party is liable.
- Comprehensive – Comprehensive insurance will usually cover any vehicles you work on and your own vehicles. You can also choose to have your tools covered in this type of policy.
Each type of cover can be highly tailored to your individual needs so don’t be afraid to specify exactly what you want included in your policy.
There are some excellent ways that you can save money on mobile mechanics insurance. These include –
- Pay Annually – Insurance providers prefer when you pay for your policy upfront and most will offer a good discount when you do.
- Look Online for Discounts – Often you can find special offers and discounts online so you should always keep an eye out for these.
- Get Multiple Quotes – It’s always wise to get a good number of quotes since it gives you an idea of the price you should be paying for a policy.
Just click the red button below to get quotes from a panel of mobile mechanic insurance providers now.